FSIC Disclosures
FSIC ADV and SmartVestor Disclosure and CFP

AFG Financial is neither a broker-dealer nor an investment adviser. Securities, Investment advice and Financial Planning are offered through FSIC, member FINRA/SIPC, a federally Registered Investment Advisor.  AFG Financial and FSIC does not accept purchase or sale orders via e-mail.  Neither does it accept any instructions via e-mail that would require your signature.  This email is intended for the recipient and it many not be copies or distributed.  FSIC’s incoming and outgoing email is electronically archived, recorded and is subject to review, monitoring and or disclosure to someone other than the sender and recipient..  Without the use of encription, email is not a secure medium and privacy cannot be ensured. AFG Financial is neither a professional tax advisor nor a law firm.  Legal and tax advice should come you’re your legal or tax professional.  Information set forth was obtained from sources, which we believe reliable, but we do not guarantee the accuracy or completeness.  The user assumes the entire risk as to the accuracy and use of this document.  AFG Financial participates in the  Dave Ramsey SmartVestor* program.  Dave Ramsey is not associated with FSIC.

https://www.fsic.com/our-team/disclosures


*SmartVestor™ is an advertising service for investing professionals. Advertising fees are not connected to any commission, portfolio, service, product, or other service offered or rendered by any SmartVestor Pros. SmartVestor Pros are subject to initial vetting by Ramsey Solutions, and they affirm a Code of Conduct. SmartVestor Pros are not employees or agents of Ramsey Solutions. Neither Ramsey Solutions nor its affiliates are engaged in rendering investing or other professional advice. Ramsey Solutions does not receive, control, access, or monitor client funds, accounts, or portfolios. Ramsey Solutions does not warrant any services of SmartVestor Pros and makes no claim or promise of any result or success of retaining a SmartVestor Pro. Your use of SmartVestor, including the decision to retain the services of any SmartVestor Pro, is at your sole discretion and risk. Any services rendered by SmartVestor Pros you contact are solely that of the SmartVestor Pro. The contact links provided connect to third-party sites. Ramsey Solutions and its affiliates are not responsible for the accuracy or reliability of any information contained on third-party web sites.

Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, CFP® (with plaque design) and CFP®(with flame design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.
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Securities and advisory services offered, in states where licensed, exclusively through representatives of KMS Financial Services, Inc. Member FINRA, SIPC, and an SEC Registered Investment Advisor. This site is for informational purposes only and is not an offer to sell or a solicitation of an offer to buy any securities or advisory services which may be referenced herein. We may only offer services in states in which we have been properly registered or are exempt from registration.  Angela Giboney is licensed in the following states: AK, AZ, CA, CO, FL, GA, ID, IN, MI, MO, OR, UT, VA, WA, and D.C.

Angela Giboney participates in the Dave Ramsey SmartVestor* program. Dave Ramsey is not associated with KMS Financial Services, Inc. This advertisement is not intended as legal or tax advice and may not be relied on for purposes of avoiding federal tax penalties. All individuals, including those involved in the estate planning process, are advised to meet with their tax and legal professionals. The individual sponsoring this newsletter will work with your tax and legal advisors to help select appropriate product solutions. We do not endorse or guarantee the content or services of any website mentioned. We encourage you to review the privacy policy of each website you visit. Limitations, restrictions and other rules and regulations apply to many of the financial and insurance products and concepts presented and they may differ according to individual situations.

*SmartVestor™ is an advertising service for investing professionals. Advertising fees are not connected to any commission, portfolio, service, product, or other service offered or rendered by any SmartVestor Pros. SmartVestor Pros are subject to initial vetting by Ramsey Solutions, and they affirm a Code of Conduct. SmartVestor Pros are not employees or agents of Ramsey Solutions. Neither Ramsey Solutions nor its affiliates are engaged in rendering investing or other professional advice. Ramsey Solutions does not receive, control, access, or monitor client funds, accounts, or portfolios. Ramsey Solutions does not warrant any services of SmartVestor Pros and makes no claim or promise of any result or success of retaining a SmartVestor Pro. Your use of SmartVestor, including the decision to retain the services of any SmartVestor Pro, is at your sole discretion and risk. Any services rendered by SmartVestor Pros you contact are solely that of the SmartVestor Pro. The contact links provided connect to third-party sites. Ramsey Solutions and its affiliates are not responsible for the accuracy or reliability of any information contained on third-party web sites.

Check the background of this financial professional on FINRA's BrokerCheck.



This communication is strictly intended for individuals residing in the state(s) of AK, AZ, CA, CO, FL, GA, ID, IN, MI, OR, VA and WA. No offers may be made or accepted from any resident outside the specific states referenced.